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» File Personal Financial Management Course Certificate (eFinCert)


Effective December 1, 2013, Federal Rule of Bankruptcy Procedure 1007(b)(7) has been amended to permit an approved debtor education provider to notify the Court directly that the debtor has completed a post‐petition instructional course concerning personal financial management. This rule change pertains to post‐petition debtor education certificates only, not to certificates received for pre‐petition credit counseling.

The Bankruptcy Court for the Southern District of Georgia will permit personal financial management course providers to file the Certificate of Debtor Education under Rule 1007(b)(7) electronically using the electronic financial management course certificate filing program (eFinCert) instead of requiring course providers to register as a limited filer in the Court’s CM/ECF filing system.

Please note that the failure of the provider to file the certificate OR of the debtor(s) to file Official Form 423 (Certification About a Financial Management Course) in a timely fashion in accordance with Federal Rule of Bankruptcy Procedure 1007(c) will constitute a failure of the debtor(s) to comply with this Rule and will result in the debtor’s case being closed without a discharge. See Federal Rule of Bankruptcy Procedure 4004(c)(1)(H).

Use of this electronic filing program constitutes certification that the filer is a U.S. Trustee approved provider of a personal financial management instructional course.


The use of this program requires the filer to have a PACER login. If you do not have a PACER login, please visit to register.

Penalty for filing fraudulent certification: Fine of up to $500,000 or imprisonment for up to 5 years, or both. 18 U.S.C. Sections 152 and 3571.

Instructions on how to navigate the eFinCert program are provided here...