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Overview of DeBN

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What is DeBN?

Debtor Electronic Bankruptcy Noticing (DeBN) is a FREE and voluntary service that allows debtors to request delivery of court notices and orders from the bankruptcy court, through the Bankruptcy Noticing Center (BNC) via email instead of U.S. mail.

Who is the BNC?

The BNC is operated by a contractor and sends courts notices and orders to individuals and entities at the direction of the U.S. bankruptcy courts. 

What are Court Notices and Orders?

Court notices and orders refer to the documents filed by the bankruptcy court, which may include, but are not limited to, the following:

  • Notice of Meeting of Creditors
  • Notice of Deficient Filing
  • Order Confirming Chapter 13 Plan
  • Order Discharging Debtor
  • Order on Motion for Relief from Stay
  • Order Dismissing Case

Who Will Send Me Emails?

By enrolling in DeBN, a debtor consents ONLY to service of court notices and orders filed by the bankruptcy court.   The BNC, on the bankruptcy court’s behalf, will prepare and send the emails. 

No other parties, such as creditors and trustees, are allowed to use the DeBN program to email debtors.  All other parties will continue to serve documents upon the debtor via U.S. mail.

How it Works:

Once the debtor files a completed DeBN request form, the clerk’s office will create the DeBN account.  The BNC will activate the account.  An email will then be sent to the debtor to indicate that activation was successful. 

When the court files a notice or order and sends it to the BNC for service upon the debtor, the BNC will email the notice to the debtor at the end of the day.  The court notice or order will be emailed as a single PDF attachment, and a separate email will be sent for each court notice or order that has been filed. 

There is no limit to the number of times the debtor may view the PDF attachment, and the debtor is free to print the attachment, save it to his or her computer, or simply retain the email for viewing at any time.  If the PDF attachment exceeds 8 MB, the notice will be sent to the debtor by U.S. mail instead of email.

How Do I Request DeBN?

Signing up for DeBN is easy:

  • Complete and print the request form:  Debtor’s Electronic Noticing Request (DeBN)
  • File the completed form with the court.
  • The court creates your account.
  • The BNC activates your account and sends you an email, stating that activation is successful. 

Length of Enrollment in DeBN:

A DeBN account remains active, unless:

  • Debtor’s account is automatically disabled due to an email transmission failure (email bounce-back); or
  • Debtor files a request to deactivate the account.  A debtor may file this request at any time.  

As long as the debtor’s DeBN account is active, court notices and orders will be emailed to the debtor by the BNC in any current or future bankruptcy case or adversary proceeding from any bankruptcy court district in which the debtor’s name and address in that case match the name and address in the debtor’s DeBN account, including cases where the debtor may be listed as a creditor.

Keep the Court Advised by Filing an Updated Request Form if You:

  • Change your email address;
  • File a new case after enrolling in DeBN (so the court can make sure your name and address in your DeBN account match your new case); or
  • Wish to deactivate or reactivate your account.